Commercial Credit Officer, Credit Union Atlantic

Credit Union Atlantic (CUA) is a locally owned financial institution serving the needs of individuals and businesses in the Halifax market. With over 18,000 members and eight convenient locations, CUA is the largest credit union in Nova Scotia and one of the largest credit unions in Atlantic Canada. Our success is the result of the quality of our employees who are committed to exceptional customer service and team orientation. Within our service delivery model, the CUA Commercial Centre provides financing expertise and advice to business members. The Commercial Centre has a clear mandate for growth and as part of our corporate strategy, we are looking to expand our current staff complement with the following position: 

Commercial Credit Officer  

Reporting to the Director, Commercial Services, the Commercial Credit Officer is responsible for the administration of the commercial portfolio (including both consumer loans and mortgages), maintenance of corresponding loans and security files, and credit applications and renewals up to $25,000. This position supports the complete commercial lending process, including marketing, disbursement, monitoring and repayment. The incumbent is responsible for ensuring the delivery of client service consistent with the established standards and customer issue resolution process and procedures.


As the successful candidate, you possess proven client service skills with the ability to identify sales opportunities and promote CUA’s products and services. Exercising due diligence and confidentiality is a requirement of this position, therefore you exercise accuracy and discretion at all times. This role will be reviewing and analyzing financial information received, including both interim and annual financial statements to calculate appropriate ratio analyses and profitability analyses. You are an effective communicator and analytical thinker and are comfortable conducting in-person or telephone interviews to obtain personal and/or business financial data to analyze financial status as well as to determine feasibility of granting credit. You will be responsible for compiling loan packages and facilitating negotiation of loan structure, providing financial counseling, and monitoring commercial account overdraft activity. You will complete all administrative duties as assigned in a timely manner.


  • Relevant university degree, diploma or accredited training.
  • Three to five years of administrative responsibility, with demonstrated accuracy and attention to detail.
  • A proven track record of strong interpersonal, oral and written communication skills.
  • Proven computer skills (Microsoft Office Suite with advanced knowledge of Word and Excel).
  • Credit union experience and/or commercial lending experience considered an asset.

This is a full-time position offering competitive benefits and compensation commensurate with experience and qualifications.

Closing date for this opportunity is December 17, 2014.

Method of Applying: Please apply by submitting a resume to While we appreciate all submissions, only those considered for an interview will be contacted. Thank you for your interest in joining the CUA Team!