Surcharge Free ATMs
Atlantic credit unions provide their members with surcharge free access to their money from coast to coast. Our partnerships with THE EXCHANGE® and the ACCULINK® networks provide our members with combined access to over 2,400 surcharge free ATMs across Canada using their ATM, direct payment and credit cards. The ATM Networks webpage contains additional information.
Canadian credit union members have always enjoyed surcharge free access to thousands of ATMs across Canada. Now we are joining forces to talk about it cooperatively with the launch of our first national campaign to create awareness of our ding free ATM network. The ding free® Campaign webpage contains additional information.
You can access your money using these ATM cards along with your Personal Identification Number (PIN). As shown in the card graphic, the backside of the card displays the ATM network logos that indicate where your card is accepted.
- The MEMBER CARD® is accepted at ATMs identified as Cirrus®, Maestro®, ACCULINK®, Interac®, THE EXCHANGE® and ACCEL®. Arrangements are being made to add the ding free logo in the future.
- The GLOBAL PAYMENT MasterCards are accepted at ATMs identified as Cirrus®, Maestro®, ACCULINK®, Interac®, and THE EXCHANGE®. Arrangements are being made to add the ding free logo in the future.
- The Credit Union MasterCard Credit Cards are accepted virtually everywhere around the world at all machines identified as accepting Cirrus® and Maestro®.
What is a Surcharge?
A surcharge (or convenience fee) is a fee charged by an ATM owner at the time of the transaction and appears on the ATM receipt. A surcharge ranges from $1 to $3, and comes with a warning screen before the ATM transaction is complete. Surcharges are not the same as transaction or account fees, which would appear on a member’s monthly statement – i.e. when a member exceeds the limits of a package account that comes with a fixed amount of free transactions per month.
®MEMBER CARD & Design are registered certification marks owned by Credit Union Central of Canada, used under license
® ACCULINK is a registered trade-mark owned by Credit Union Central of Canada, used under license.
® THE EXCHANGE is a registered trade-mark of Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.
®DING FREE & Design are registered trade-marks of Central 1 Credit Union, used under license.
®Trade-mark of Interac Inc. Used under license.
®The Cirrus Brand Mark is a registered trademark of MasterCard International Incorporated, used under license.